Your use of this website is governed by the terms and conditions listed below. By continuing to explore and use this site,                       you acknowledge and agree to these terms and conditions (“Terms”).

                 In these Terms, “Mount Carmel Rural Bank, Inc.” (also known as “MCRBI,” “us,” “we,” or “our”) refers to the Bank itself,                           whereas “you” or “your” refers to the user or visitor of our website.

                 MCRBI operates this website to provide information about our products and services and to facilitate communication with                   you. By using our website, you recognize and agree to these terms and conditions:

                                   ✔     This website’s content is intended for general informational purposes only. We have the right to amend these                                             Terms at any time, without notice, or as new content becomes available. You are expected to examine these                                               Terms frequently to be appropriately guided in your usage of this website. If you disagree with any of these                                                 Terms or any later changes, your only option is to discontinue usage of our website immediately.

                                   ✔      We may use any communication or content you send us over the website for any reason, including                                                                  reproduction, publication, broadcast, and posting, in accordance with our privacy policy.

                                   ✔      All information and contents on this website are used at your own risk. We make no express or implied                                                          assurances or warranties about this website or the information it contains. We shall not be held liable for any                                            consequences resulting from your use of the information or resources provided here. It is the responsibility                                                of the user to verify whether the products, services, or information available on this website meet specific                                                  needs or if the information is accurate, current, or updated.

                                   ✔       You are prohibited from engaging in the following activities:

                                                •  Using this website in any manner that could harm Mount Carmel Rural Bank, Inc;

                                                •  Using this website in violation of applicable laws and regulations, or in a way that could cause harm to                                                          the website or any individual or business entity; and

                                                •  Participating in any data mining, data harvesting, data extraction, or similar activities related to this                                                                website or while using it.