We at MOUNT CARMEL RURAL BANK INC. (MCRBI) are committed to provide you with quality banking services in line with the Data Privacy Act of 2012, its Implementing rules and regulations, National Privacy Commission (NPC) issuances, laws and regulations enacted by the Republic of the Philippines while implementing safeguards to protect your privacy and keep your personal data safe and secure. (Kami sa MOUNT CARMEL RURAL BANK INC. (MCRBI) ay handang magbigay sa inyo ng de-kalidad na serbisyong pagbabangko alinsunod sa Data Privacy Act of 2012, at mga Implementing rules and regulations, National Privacy Commission (NPC) issuances, mga batas at regulasyon ng Republika ng Pilipinas habang nagpapatupad ng mga pananggalang upang protektahan ang iyong privacy at panatilihing ligtas ang iyong personal na impormasyon.)

Processing of Personal Data

The products or services that you avail from us dictate the types of personal information that we will collect. These types of personal information include but are not limited to the following: (Ang mga produkto o serbisyo na inyong ina-avail mula sa amin ay nagdidikta ng mga uri ng personal na impormasyon na aming kokolektahin. Kasama sa mga uri ng personal na impormasyon ang mga sumusunod.)

• Name and personal details such as address, age, sex, marital status, gender, nationality, and contact details, date/place of birth; 
• Employment details 
• Banking information and financial details such as assets, income, expenses, deposits, savings, payment history and account activities including dealings and transactions with third parties;
• Specimen signature, images (videos and/or photos) collected via CCTV and similar devices when you visit our bank premises.
• Government identification details
• Permits, licenses and registrations 
• Status of pending civil or criminal cases (if any)
• Other electronic data or information relating to you such as IP addresses, cookies, activity logs, online identifiers, geographic and location data through your usage of our products and services 
• Other personal data authorized and mandated by law to be collected such as but not limited to Anti-Money Laundering Act of 2001 (AMLA), Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC), and Bureau of Internal Revenue (BIR).  

We may additionally collect information about you over the course our relationship such as but not limited to your transactions, account history and behavior, information and inquiries about our products and services. We may also verify your personal information with third-party entities including government regulators, supervisory bodies, tax authorities and courts. (Maaari rin kaming mangolekta ng karagdagang impormasyon tungkol sa inyo habang kayo ay kliyente ng bangko tulad ng mga transaksyon, kasaysayan ng inyong account, impormasyon at mga katanungan tungkol sa aming mga produkto at serbisyo. Maaari rin naming iberipika ang inyong personal na impormasyon sa mga third-party entity kabilang ang mga regulator ng pamahalaan, mga supervisory body, mga awtoridad sa buwis at mga korte.)

Data Protection and Confidentiality

MCRBI implements reasonable and appropriate organizational, physical, and technical security measures for the protection of personal data which we collected. The security measures aim to maintain the availability, integrity, and confidentiality of personal data and are intended for the protection of personal data against any accidental or unlawful destruction, alteration, and disclosure, as well as against any other unlawful processing. (Ang MCRBI ay nagpapatupad ng mga risonable at naaangkop na pang-organisasyon, pisikal, at teknikal na mga hakbang para sa seguridad ng personal na data na aming nakolekta. Ang mga ito ay naglalayong mapanatili ang integridad at pagiging kumpidensyal ng personal na data at naglalayon na protektahan ang personal na data laban sa anumang aksidente o labag sa batas na pagkasira, pagbabago, at pagsisiwalat, gayundin laban sa anumang iba pang labag sa batas na pagproseso.)