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PRIVACY POLICY SUMMARY

DATA PRIVACY

STATEMENT

DATA PRIVACY NOTICE

                  Mount Carmel Rural Bank, Inc. (MCRBi) (hereafter referred to as “The Bank”) is committed to responsible processing                      and protecting your personal information. We value your rights as a data subject and assure you that the Bank secures                        and respects your privacy.


                  This Data Privacy Policy provides how we process, manage, and protect your information including your rights in                                    compliance with the Data Privacy Act of 2012, its implementing rules and regulations, and other applicable laws such                        as, but not limited to Secrecy of Bank Deposits Law.


                  PERSONAL DATA WE COLLECT AND HOW WE USE IT

                  The personal data we collect on our website is limited to what will allow us to appropriately respond to your queries or                        concerns about the Bank’s product and service offerings. For us to do this, we collect only the following personal data                          from you:

                                               1. Name

                                               2. Address

                                               3. Contact Number

                                               4. Email Address


                  For job applicants, we collect personal data from you from the job application contact form and your uploaded resume.                        This allows us to correctly match your profile with our numerous positions and their relevant requirements, including,                          but  not limited to, the following:


                                                1. Basic personal and family history.

                                                2. Educational background.

                                                3. Employment background and details (if applicable)

                                                4. Character references

                                                5. Information required to be asked and gathered in accordance with a BSP requirement.


                  When you access our website, we may collect non-personal information such as location, device types, sources, usage                        data, and other information that can be read on your device to help us improve your browsing experience.


                   SHARING OF YOUR PERSONAL DATA

                   As a Banking institution, MCRBi is obligated to various agencies or third parties to submit personal information of data                         subjects with whom it has contractual agreements or follows regulatory agencies, rules, and laws. The Bank will never                         share or disclose your data to any third party without explicit consent

                   YOUR RIGHTS AS A DATA SUBJECT

                   Under the Section 16 of the Data Privacy Act of 2012, as data subjects, you have the right to:

                                •  Be informed that your personal information will be, are being, or were, collected and processed.

                                •  Be furnished with the information given before entry of the data into the processing system of the                                          Bank.

                                •  Have reasonable access to, upon demand and subject to restrictions, any information relating to                                            you that we have on our manual filing system and computer databases.

                                •  Obtain and electronically move, copy, or transfer your data in a secure manner, for further use 

                                    (Data Portability).

                                •  Dispute and correct any error in your personal information or have your personal data updated                                                subject to the necessary controls to protect your account and personal data.

                                •  Suspend, withdraw, or order the blocking. removal or destruction of your personal information from                                      the Bank’s filing system upon discovery and substantial proof that the personal information is                                                  incomplete, outdated, false, unlawfully obtained, used for unauthorized purposes, or is no longer                                          necessary for the purposes for which they were collected.

                                •  Object to the processing of your personal information; and

                                •  If you have concerns about how we process your personal data or have evidence that the Bank 

                                    mishandled it, you can file a complaint with the National Privacy Commission and be indemnified                                          for any damages.


                   Please keep in mind that this privacy policy does not apply to the collection and use of information by firms                       over which we have no control, nor to persons who are not employed or controlled by us. If you visit a                                   website that we reference or link to, please verify its privacy policy before giving information to the site.


                   STORAGE, RETENTION, AND DISPOSAL

                   We retain your personal information only in accordance with its operational need and in compliance with the                     legal and regulatory purposes. We keep your personal information in paper and electronic formats and may                       store your data on servers provided by third-party hosting vendors we have contracted.


                   We protect your personal information from misuse, unauthorized access, modification, and disclosure by                             enforcing organizational, physical, and technical measures. We will maintain and retain your personal                                   information for a maximum of ten (10) years. With your consent, the retention period may be extended when                     you re-avail our products and services.


                   CHANGES TO THIS PRIVACY POLICY

                   We may amend this Notice to comply with the changes in relevant laws and regulations and to keep you                               informed of the changes in the ways on how we process your personal information. 

 

                   CONTACT INFORMATION

                   For your data privacy requests and concerns, you can email us thru our Data Protection Officer at                                           dpo@mcrbi.com.ph or send message via 0917-716-3742. 

                   To learn more about our Data Privacy Policy, click here.


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Head Office Address:

J. M. Kalaw Street, Poblacion 5, Lipa City, Batangas 4217


Email:

kapartner@mcrbi.com.ph

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