I
MSME Loan
MSME Loan
A type of business loan provided to the major sector of the economy engaged in trade, services, manufacturing, whether single proprietorship, cooperative, partnership, or corporation, with total assets (excluding land) amounting to:
- Micro Enterprises – total assets of P3 million below
- Small Enterprises – total assets of above P3 million to P15 million
- Medium Enterprises – total assets of above P15 million to P100 million
Eligible Borrowers
Loan Purpose
Amount of Loan
Secured Loan – up to the Single
Borrower’s Limit (SBL) of the Bank.
Unsecured Loan – ₱1,000,000.00
Mode of Payment
Interest Rate
Term
Basic Requirements:
- 2 Valid ID’s of Applicant/s
- Latest Residence Certificate of Applicant/s
- Latest ID Picture of Applicant/s (2×2) 2pcs.
- Latest Income Tax Return (if any) / T.I Nos. of Borrowers
- Proof of Billing
- Bank’s Statement (if applicable)
• Latest Certificate of Employment or
• In lieu of COE, duly signed employment validation
• Employment Contract (if applicable)
If Applicant is a Proprietor:
• Business Permit (Barangay Business Permit, SEC Registration, DTI Permit, Mayor’s Permit)
• Latest General Information Sheet
• Articles of Incorporation or Partnership
• Board Resolution Authorizing the Loan
• 3 years Latest Audited Financial Statement (AFS)
• Proof of Business Transaction (if applicable)
• 2 Valid ID’s of Authorized Signatories/Representative (Applicant)
Additional Requirements if secured with REM:
• Title / Tax Declaration
• Special Power of Attorney (if applicable)
• Pictures of Collateral
• Certified True Copy of OCT / TCT
• Tax Declaration (land/bldg)
• Tax Receipt (RETR – land/bldg)
• Tax Clearance (land/bldg)
• Location / Sketch Plan
Additional Requirements if secured with CHM:
• Official Receipt (OR) / Certificate of Registration (CR)
• Special Power of Attorney (if applicable)
• Stencil of the Vehicle
• Pictures of Vehicle (offered collateral)
MCRBi is a proud member of RBAP
MCRBi is regulated by the Bangko Sentral ng Pilipinas
Corporate Office
Mount Carmel Rural Bank Inc.
J.M. Kalaw Street. Poblacion 5, Lipa City, Batangas 4217
kapartner@mcrbi.com.ph
For any questions, please call Mount Carmel Rural Bank Inc. Customer Service Hotline at (043) 456 6272 or + (63) 917 683 7211 (CALL ONLY)
© Copyright 2026 ITD. All Right Reserved.
