I

BACK TO BACK LOAN

BACK TO BACK

LOAN

Back to Back Loan

A loan for the depositors of Mount Carmel Rural Bank Inc., which is secured by Certificate of Time Deposits and/or Savings Passbook with auto debit agreement.

Eligible Borrowers

Depositors of the Bank

Loan Purpose

Acquisition of house and lot ; House construction/renovation/improvement ; Working capital for business ; Personal consumption / Other purposes

Security

Certificate of Time Deposit/Savings Passbook

Offers Competitive Interest Rate

Flexible Terms and Mode of Payment

Basic Requirements:

  • 2 Valid ID’s of Applicant/s
  • Latest Residence Certificate of Applicant/s
  • Latest ID Picture of Applicant/s (2×2) 2pcs.
  • Latest Income Tax Return (if any) / T.I Nos. of Borrowers
  • Proof of Billing
  • Bank’s Statement (if applicable)
If Applicant is Employed:
•  Latest Certificate of Employment or
•  In lieu of COE, duly signed employment validation
•  Latest 3 months Payslip
•  Employment Contract (if applicable)


If Applicant is a Proprietor:

•  Business Permit (Barangay Business Permit, SEC Registration, DTI Permit, Mayor’s Permit)

•  Latest General Information Sheet

•  Articles of Incorporation or Partnership

•  Board Resolution Authorizing the Loan

•  3 years Latest Audited Financial Statement (AFS)

•  Proof of Business Transaction (if applicable)

•  2 Valid ID’s of Authorized Signatories/Representative (Applicant)


MCRBi is a proud member of RBAP

MCRBi is regulated by the Bangko Sentral ng Pilipinas  

Quick Links 

Corporate Office 

Mount Carmel Rural Bank Inc.

J.M. Kalaw Street. Poblacion 5, Lipa City, Batangas 4217

kapartner@mcrbi.com.ph

Regulated by

FOLLOW US ON SOCIAL MEDIA

For any questions, please call Mount Carmel Rural Bank Inc. Customer Service Hotline at (043) 456 6272 or + (63) 917 683 7211 (CALL ONLY)

© Copyright 2026 ITD. All Right Reserved.