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SALARY LOAN
Private Company and Local Government Unit
Salary Loan
A salary loan granted to Private Institutions and Government Agencies employees with or without Memorandum of Agreement between Mount Carmel Rural Bank Inc., with one (1) year regular/permanent employment status in the company. (Collateralized/Non-Collateralized)
Individuals at least 18 years old up to 65 years old with regular employment; at least 1 year in service / established 1 year working experience if the borrower transferred to another employer.
Personal Consumption and Start-up capital for business
Up to P1,000,000.00
Offers Competitive Interest Rate
Flexible Terms and Mode of Payment
Basic Requirements:
• 2 Valid ID’s of Applicant/s
• Latest Residence Certificate of Applicant/s
• Latest ID Picture of Applicant/s (2×2) 2pcs.
• Latest Income Tax Return (if any) / T.I Nos. of Borrowers
• Proof of Billing
• Bank’s Statement (if applicable)
If Applicant is Employed:
• Latest Certificate of Employment or
• In lieu of COE, duly signed employment validation
• Latest 3 months Payslip
• Employment Contract (if applicable)
If Applicant is a Proprietor:
• Business Permit (Barangay Business Permit, SEC Registration, DTI Permit, Mayor’s Permit)
• Latest General Information Sheet
• Articles of Incorporation or Partnership
• Board Resolution Authorizing the Loan
• 3 years Latest Audited Financial Statement (AFS)
• Proof of Business Transaction (if applicable)
• 2 Valid ID’s of Authorized Signatories/Representative (Applicant)
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Head Office Address:
J. M. Kalaw Street, Poblacion 5, Lipa City, Batangas 4217
Email:
kapartner@mcrbi.com.ph
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