WHAT
WE OFFER
Savings Products
“Secure Your Future, Grow Your Wealth: Open a Savings Account Today!”
Loan Products
“Unlock Opportunities with Our Flexible Loan Solutions: Empowering Your Dreams!”
ROPA
“Build Your Dream: Grab the Perfect Lot for Sale Today!”
CLIENTS
TESTIMONIALS
” Mount Carmel Rural Bank, Inc. (MCRBI) is more than a bank. It is reliable and committed partner in my journey towards success.”
– Ms. Crispina Masangkay, businesswoman
Since 2013, Ms. Crispina Masangkay has been an inspiring client of Mount Carmel Rural Bank, Inc. (MCRBi). With the support of MCRBi’s Microfinance Loan Program, she successfully established a chicken poultry and layering business, providing her family with a stable income. However, in 2016, she faced significant challenges following the sudden passing of her husband, Mr. Domingo Masangkay. Undeterred, she pivoted her business to healthcare, launching JP Animal Bite Center Medical Services, CJM Animal Bite Center and Birthing Clinic with an initial capital of Php 50,000 in 2021. MCRBI has consistently supported her growth with increased revolving funds. (read more)
“Kamay na handang umalalay sa samahang nangangailangan, sa Mount Carmel Rural Bank, Inc. aking natagpuan …”
– Penafrancia Paz of Brgy. Janapol Occidental, Tanauan City. A wife and a mother of 2 teens.
” Lubos kong pinagta-trabahuhan na makamit ang tagumpay, Ang MCRBi ay may mahalagang bahagi sa pag-abot nito at kung nasaan ako ngayon ”
– Ms. Aylene Adobo
” Ang Mount Carmel Rural Bank, Inc. ang aking simula “
– Mrs. Perlita C. Magadia
She is a very wise spender and a business-oriented person as she is known in the community. Mrs. Magadia availed a loan amounting to Five Thousand Pesos (P5,000.00) way back 2015 for an additional capital for her business (Sari-sari Store). After several cycles of loans, she acquired a service vehicle unit and other equipment which she used for her business. In addition to that, even Mrs. Magadia’s house is gradually being renovated from a hut to a concrete residential house. Mrs. Perlita had several loan cycles and continuously builds a good relationship with the Bank. On December 2022, she availed a loan re-availment of P250,000.00 for the acquisition of a service vehicle unit. The business continued to grow until the small store was filled with variety of products. This represents that Mrs. Magadia’s life has changed a lot since she met MCRBI as her “Ka-partner sa Pagasenso”.
” Magandang kaagapay para sa aming mga nagsisimula lang sa industriya sa larangan ng pag nenegosyo” – Mr. Rico G. Erilla
Mr. Rico G. Erilla is a regular loans client of Mount Carmel Rural Bank Inc. in Lian Branch since 2019. He started with a loan of P50,000.00 which was used as start up capital for his trucking business specifically in acquisition of a 2nd hand loader truck. He established a good credit record with the bank. As a result, in 2020, Mr. Erilla was granted a loan renewal of P100,000.00 for expansion of his business. In 2022, another P200,000.00 loan was granted for another acquisition of a truck. The trucking business is still operational, “ Apat na truck para sa apat na cycle ng loan ko sa banko at ngayon kaagapay ko ang MCRBi sa pag papabuti at pag sasaayos ng buhay ng aking pamilya “
“Taong 1997 pa noong ang MCRBI ay mag simulang maging kaagapay namin sa negosyo.” – Mrs. Geraldine Aracan
Mula sa isang daang libong pisong (P 100,000.00) loan ay malayo na nga ang aming narating na tagumpay. Naitatag ang Aracan Enterprises, isang livestock and poultry supply store, na kilala noon sa pangalang Ipahan ng Bayan sa tulong ng Mataas na Kahoy Rural Bank. Ang bahagi ng halagang isang daang libong pisong loan ay ipinambili ng isang lumang jeep na panghakot ng mga darak na paninda sa mga bayan ng Quezon at Laguna.
Unti-unting umunlad ang tindahan at pinagkatiwalaan kami na madagdagan ang loan at na-approved ang halagang tatlong daang libo (P300,000.00) piso. Mula sa halagang ito ay nakabili kami ng elf. Di naglaon ay nakabili kami ng isang lote matapos hulugan ang ipinambili ng elf. Pinagkatiwalaan din nila kami na makabili sa kanila ng dalawang lote sa paraang installment.
Taong 2012, na approved kami sa isang milyong (1,000,000.00) loan at dahil doon ay naumpisahan ang pangarap na malaking bahay ng aking asawa. Taong 2014, naging tatlong milyon (P3,000,000.00) na ang aming approved loan. Nakabili muli kami ng isang lote dahil sa tulong na ito ng MCRBI at sa patuloy na paglago ng aming negosyo ay natapos ang pangarap na bahay ng aking asawa. Nang matapos ang aming bahay, nag-umpisa naman akong mangarap ng magkaroon ng resort bilang paghahanda sa aming pagtanda. At noon ngang February 8, 2020 ay napasinayaan ang Residencia de Aracan Private Resort sa halagang isa at kalahating milyong (P1,500,000.00) loan na ipinangpagawa ng swimming pool.
Di naglaon ay nag-loan muli kami ng panibagong isang milyon at kalahati (P1,500,000.00) upang magpagawa ng pavilion na nadagdagan pa ng isang milyon (P1,000,000.00). Sa ngayon ay kumikitang kabuhayan na ang Residencia de Aracan Private Resort & Events Place at ang dating pangarap na malaking bahay ay bahagi na rin ngayon ng resort na ito na nagbibigay rin ng kita sa amin. Ang lahat ng ito ay hindi mangyayari kundi sa biyaya ng Panginoon at sa tulong pinansyal ng MCRBI at sa tiwalang ibinigay nila sa aming mag-asawa. Alam kong maraming taon pa ang aming pagsasamahan ng MCRBI dahil sa mga proyekto pang aming pinapangarap. Mabuhay ka MCRBI!”
Follow us on Social Media:
Head Office Address:
J. M. Kalaw Street, Poblacion 5, Lipa City, Batangas 4217
Email:
kapartner@mcrbi.com.ph
A PROUD MEMBER OF
